Discover the unique charm of this DEEP WATERFRONT estate at 13020 Fernbank Lane in Jacksonville, FL 32223. Situated along the scenic ST JOHN"S RIVER with 100' of direct WATER FRONTAGE, this property boasts breathtaking, panoramic RIVER VIEWS that stretch for miles. The home's classic brick exterior and original appointments offer timeless appeal, while the vaulted ceilings and expansive FLORIDA SUNROOM invite plenty of natural light, creating a warm and inviting atmosphere. With its THREE CAR GARAGE and EXISTING DOCK, this property is ideal for those seeking both functionality and potential for waterfront living. The adjacent properties both have extended docks and boat lifts providing a guide on what is allowed when considering a dock expansion for this property. Downstairs is the formal living and dining, kitchen, great room and half bath. Upstairs are three good sized bedrooms including the Master Suite where you will find that one of the adjacent bedrooms was converted to be part of the master bathroom with a huge walk in closet and tub with water views. The fourth BR at the top of the stairs is small and was converted to an office (closet doors removed). Whether you're drawn to its rich history or eager to restore it to its full potential, this home offers endless opportunities. Imagine crafting your dream RIVERSIDE RETREAT in this stunning location, where every SUNSET is a masterpiece. NEW ROOF and upstairs HVAC only a year old (downstairs units are roughly around 8 years old or so). SEPTIC tank recently INSPECTED and PUMPED. Don't miss this chance to own a piece of JACKSONVILLE'S WATERFRONT!