241 PIONEER Trail, Palatka, FL 32043

$679,000 · Active

MLS #2153528

Price

$679,000

Status

Active

Bedrooms

4

Bathrooms

3

Living area

2,994 sq ft

Home type

Single Family Residence

Year built

2008

Lot size

2.46 acres

Full bathrooms

3

Half bathrooms

0

Private pool

No

Waterfront

Yes

New construction

No

HOA

No

55+ community

No

County

Putnam

Garage spaces

2

Annual property taxes

$4,046.78

Subdivision

Cedar Creek Country

Style

Traditional

Appliances & Equipment

Dishwasher · Disposal · Electric Range · Electric Water Heater · Microwave · Refrigerator

Bathrooms

3 total bathrooms · 3 full bathrooms

Bedrooms

4 total bedrooms

Building

Built in 2008 · Living area: 2994.0 · Levels: Multi/Split, Two · Entry level: 1 · Construction Materials: Brick

Cooling

Central Air

Exterior Features

Patio/Porch Features: Patio, Rear Porch

Fireplaces

1 fireplace

Floors

Carpet · Concrete

Garage

2 spaces

Heating

Central

Interior Features

Breakfast Bar · Built-in Features · Ceiling Fan(s) · Eat-in Kitchen · Kitchen Island · Pantry · Primary Bathroom -Tub with Separate Shower · Split Bedrooms · Walk-In Closet(s)

Laundry

Electric Dryer Hookup · Washer Hookup

Lot

2.46 acres · Many Trees

Parking

Garage · Garage Door Opener · Off Street

Property

Updated/Remodeled · Canal · Creek/Stream · River

Roof

Shingle

Sewer

Septic Tank

Utilities

Cable Available · Electricity Connected · Sewer Connected · Water Connected · Water Source: Private

Water Features

Canal Front · Creek · Navigable Water · River Access

About this home

OPEN HOUSE SATURDAY 9/26, 10-1PM!!! Nestled on 2.46 private wooded acres with approximately 142 feet of Cedar Creek frontage, this custom-built all-brick waterfront home offers the perfect blend of comfort, craftsmanship, and outdoor living. With nearly 3,000 square feet of thoughtfully designed living space, the open floor plan is filled with natural light and showcases breathtaking water views through a wall of 8-foot glass French doors spanning the back of the home. Stained concrete floors, soaring ceilings, a wood-burning fireplace, and custom wood cabinetry create a warm yet refined atmosphere throughout. The spacious kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, abundant cabinetry, and a large center island for meal prep and gathering. A split-bedroom floor plan provides privacy, with the expansive primary suite offering tranquil water views, private access to the covered lanai, a spa-inspired bath wi walk-in shower and separate garden tub, and generous closet space. Upstairs, the fourth bedroom and full bath provide a flexible space for guests, a home office, or a bonus room. Step outside and experience true Florida waterfront living. Relax on the covered rear porch, entertain on the oversized patio, or head down to your private dock with covered pavilion for boating, fishing, kayaking, shrimping, or simply enjoying the peaceful surroundings. Cedar Creek offers navigable access to the St. Johns River in approximately seven minutes, making it an exceptional location for water enthusiasts. Built with quality and efficiency in mind, the home also features two HVAC systems (one is BRAND NEW), two water heaters, insulated interior walls for added sound reduction and energy efficiency, custom electrical with 200-amp service, an oversized side-entry garage with abundant storage, a large laundry room with custom cabinetry and utility sink, private well and septic, and the added benefit of no HOA or CDD fees. If you're searching for a private waterfront retreat where nature, recreation, and quality construction come together, this exceptional property is ready to welcome you home.

This data up-to-date as of 10/11/2026, 7:07:20 PM EDT. Listing courtesy of BETROS REALTY INC.

Contact LPT Realty at (877) 366-2213 to ask about this home.