4296 BANKS Road, Middleburg, FL 32068

$474,500 · Active

MLS #2156690

Price

$474,500

Status

Active

Bedrooms

3

Bathrooms

2

Living area

1,160 sq ft

Home type

Single Family Residence

Year built

1996

Lot size

1.11 acres

Full bathrooms

2

Half bathrooms

0

Private pool

No

Waterfront

Yes

New construction

No

HOA

No

55+ community

No

Levels

Two

County

Clay

Garage spaces

2

Annual property taxes

$4,160.37

Subdivision

**verifying Subd**

Appliances & Equipment

Dishwasher · Disposal · Electric Oven · Electric Water Heater · Microwave · Refrigerator

Bathrooms

2 total bathrooms · 2 full bathrooms

Bedrooms

3 total bedrooms

Building

Built in 1996 · Living area: 1160.0 · Levels: Two · Entry level: 2

Cooling

Central Air

Exterior Features

Patio/Porch Features: Covered, Patio · Balcony

Floors

Carpet

Garage

2 spaces

Heating

Central

Interior Features

Breakfast Bar · Ceiling Fan(s) · Kitchen Island · Open Floorplan · Primary Bathroom - Shower No Tub · Walk-In Closet(s)

Laundry

Electric Dryer Hookup · Washer Hookup

Lot

1.11 acres · Dimensions: 365 x 133

Parking

Additional Parking · Garage

Property

Trees/Woods · Water

Roof

Shingle

Utilities

Electricity Connected · Water Available · Water Source: Well

Water Features

Creek · Navigable Water

View virtual tour

About this home

RARE OPPORTUNITY to own this secluded WATERFRONT OASIS along BLACK CREEK in Middleburg! Nestled on 1.11 acres with an impressive 365 feet of direct water frontage, this property offers extreme privacy in a serene nature setting that is truly a peaceful escape. The elevated main living space is located entirely upstairs, perfectly framing stunning nature views from every direction. Inside, you will find a bright, open floor plan that connects the main living areas, which feature durable luxury vinyl plank flooring and carpet in the bedrooms. This level hosts 3 bedrooms and 2 full bathrooms, including a primary suite complete with a private bath, walk-in shower, walk-in closet, and French doors leading to spacious, covered porch that overlooks Black Creek, providing the perfect vantage point for morning coffee or evening relaxation. The ground level opens up to a massive recreational hub heated and cooled by the upstairs thermostat. This completely open space offers endless room to entertain and features a convenient second kitchen, a half bathroom, a laundry room, dedicated storage spaces, and a pool table that stays with the home. From here, you can step directly onto a large 730 SF concrete patio to enjoy the outdoors. For water enthusiasts, you can head straight down to the private dock to cast a line, launch your vessel into Black Creek, or simply take in the serene views. As aerial photos demonstrate, most of the expansive lot has already been cleared, offering plenty of room for animals, a garden, or even building a second dwelling. Hobbyists and mechanics will fall in love with the massive 1,150 SF two-car garage, which includes a generous workspace outfitted with custom cabinetry for all your tools. This unique estate is sure to bring its next owner endless peace and joy, so schedule your private tour today before it is gone! Roof 2023-HVAC 2023-Water Heater 2024

This data up-to-date as of 10/13/2026, 12:17:20 AM EDT. Listing courtesy of FLORIDA HOMES REALTY & MTG LLC.

Contact LPT Realty at (877) 366-2213 to ask about this home.