96004 MONTEGO BAY, Fernandina Beach, FL 32034

$750,000 · Active

MLS #2158836

Price

$750,000

Status

Active

Bedrooms

4

Bathrooms

3

Living area

2,250 sq ft

Home type

Single Family Residence

Year built

2004

Lot size

0.24 acres

Full bathrooms

3

Half bathrooms

0

Private pool

No

Waterfront

Yes

New construction

No

HOA

Yes

55+ community

No

Levels

Two

County

Nassau

Garage spaces

2

HOA fee

$523 · Annually

Annual property taxes

$8,382.1

Subdivision

Isleworth

Style

Traditional

Appliances & Equipment

Convection Oven · Dishwasher · Disposal · Electric Range · Electric Water Heater · Ice Maker · Microwave · Refrigerator

Bathrooms

3 total bathrooms · 3 full bathrooms

Bedrooms

4 total bedrooms

Building

Built in 2004 · Living area: 2250.0 · Levels: Two · Construction Materials: Stucco

Cooling

Central Air

Exterior Features

Patio/Porch Features: Covered, Patio, Rear Porch, Screened

Fireplaces

1 fireplace · Gas

Garage

2 spaces

Heating

Central

Home Owner's Association

Association Fee: $523 · Fee Frequency: Annually

Interior Features

Breakfast Bar · Breakfast Nook · Ceiling Fan(s) · Eat-in Kitchen · Entrance Foyer · Guest Suite · Open Floorplan · Pantry · Primary Bathroom -Tub with Separate Shower · Split Bedrooms · Walk-In Closet(s)

Laundry

Electric Dryer Hookup · In Unit · Lower Level · Washer Hookup

Lot

0.24 acres · Sprinklers In Front · Sprinklers In Rear · Wooded

Parking

Attached · Garage · Garage Door Opener

Property

Pond · Trees/Woods · Water

Roof

Shingle

Sewer

Public Sewer

Utilities

Cable Available · Electricity Connected · Sewer Connected · Water Connected · Water Source: Public

Water Features

Pond

Elementary school

Emma Love Hardee

Middle school

Fernandina Beach

High school

Fernandina Beach

About this home

Stunner alert! Discover exceptional value centrally located on Amelia Island and minutes from island beaches, where generous living spaces, thoughtful updates, and an enviable location come together in one remarkable offering. Privately situated on a quiet cul-de-sac overlooking a tranquil pond, this beautifully renovated residence presents an opportunity to enjoy the island lifestyle without compromising space or quality. Extensively refreshed, the home showcases new Pergo and porcelain tile flooring, fresh interior and exterior paint, updated lighting and ceiling fans, new bathroom fixtures, new stainless appliances, and enhanced landscaping, and a roof newly installed in 2022. Timeless finishes, including granite countertops and a gas fireplace anchoring the family room, create warm and inviting spaces designed for both everyday living and effortless entertaining. Offering four bedrooms and three full bathrooms, the flexible floor plan easily adapts to today's lifestyle. A main-level bedroom with pond views as well as a formal living room with French doors provide ideal spaces for a private home office, library, fitness room, or guest suite. Upstairs are the master bedroom with pond views and ensuite bathroom with whirlpool tub, plus two more bedrooms that share a bathroom. Outdoors, the screened lanai overlooks an expansive backyard and peaceful pond, creating the perfect setting for morning coffee, evening gatherings, or simply enjoying the natural beauty that surrounds you. Combining generous square footage, modern updates, and proximity to Amelia Island's renowned beaches, dining, shopping, and recreation, this residence offers an exceptional opportunity to experience coastal living at an outstanding value.

This data up-to-date as of 10/13/2026, 2:47:28 PM EDT. Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS.

Contact LPT Realty at (877) 366-2213 to ask about this home.