130 CEDAR CREEK Road, Palatka, FL 32177

$539,900 · Pending

MLS #2160567

Price

$539,900

Status

Pending

Bedrooms

4

Bathrooms

2

Living area

1,451 sq ft

Home type

Single Family Residence

Year built

1964

Lot size

0.86 acres

Full bathrooms

2

Half bathrooms

0

Private pool

No

Waterfront

Yes

New construction

No

HOA

No

55+ community

No

Levels

One

County

Putnam

Annual property taxes

$4,768.51

Subdivision

Cedar Creek

Style

Traditional

Appliances & Equipment

Dishwasher · Dryer · Electric Range · Electric Water Heater · Microwave · Refrigerator

Bathrooms

2 total bathrooms · 2 full bathrooms

Bedrooms

4 total bedrooms

Building

Built in 1964 · Living area: 1451.0 · Levels: One

Cooling

Attic Fan · Central Air · Electric · Zoned

Exterior Features

Patio/Porch Features: Porch, Screened · Boat Lift

Fence

Fenced · Privacy · Wrought Iron

Floors

Tile

Heating

Central · Electric · Heat Pump · Hot Water

Interior Features

Breakfast Bar · Breakfast Nook · Ceiling Fan(s) · Entrance Foyer · Kitchen Island · Split Bedrooms

Lot

0.86 acres

Parking

2 carport spaces · Covered · Detached Carport · RV Access/Parking

Property

Updated/Remodeled · Other structures: Workshop · River

Roof

Metal

Sewer

Septic Tank

Utilities

Cable Connected · Water Connected · Water Source: Shared Well

Water Features

River Front

About this home

Imagine ending each day watching spectacular sunsets over the St. Johns River from your own private dock. Whether you're boating, fishing, entertaining family and friends, or simply enjoying the peaceful waterfront setting, this move-in-ready retreat delivers the Florida lifestyle buyers have been searching for. Designed with flexibility in mind, this property features a fully separate guest/in-law suite complete with its own private entrance, kitchenette, and full bathroom ideal for extended family, guests, multi-generational living, or a private home office. Outdoor enthusiasts will appreciate the private dock, boat lift, RV hookup, and the included pontoon boat, making it easy to enjoy everything the St. Johns River has to offer from day one. Major recent improvements provide added peace of mind, including a complete professional rewiring of the entire home in 2026, a brand-new electrical panel, and all inspection-related electrical work completed. his exceptional waterfront property combines comfort, versatility, and modern updates with endless opportunities for recreation and relaxation. A rare opportunity to own a turnkey riverfront home where unforgettable memories are made.

This data up-to-date as of 10/13/2026, 9:01:02 AM EDT. Listing courtesy of WATSON REALTY CORP.

Contact LPT Realty at (877) 366-2213 to ask about this home.